Investment Philosophy:
Market Timing: We will make no attempts to time the market by moving capital into and out of the equities market. No one can correctly predict when corrections or recoveries are going to occur. Retirement capital, with the exception of cash reserves for retirement draws, will be fully invested into the initially agreed upon portfolio at all times.
Sector Timing: We will make no attempts to move capital into asset classes deemed to be “hot” or “outperforming”. Tactical Asset Allocation is not something we will use. Price and Value are often inverse of each other. Purchasing an asset after it has run up in price means we have missed out at capturing any value. Buying high and selling low is a sure way to lose capital.
Rebalancing: We will have annual discussions about rebalancing. Typically we will look at how the funds we are using work together to determine whether we should rebalance or not. However, our overall goal is roughly equal portions of value and growth, large company and small company.
Investment Selection Criteria:
• Past performance relative to needed returns as outlined in a financial plan
• Past performance relative to peer group for individual funds
• Consistency of performance over time. 5 years and longer will guide our selections
• Consistency of investment style
• Tenure of Manager or Management Team
Registered Investment Advisor:
Ataraxis Financial is an Independent Registered Investment Advisor. Registered Investment Advisors typically charge fees for advice. Brokers and Registered Representatives of financial firms typically are compensated by charging a commission on the sale of an investment product.
I have a fiduciary interest to do what’s best for you. Brokers and Registered Representatives are held to “fair dealing” standards of commerce and are subject to a “suitability” standard of care with their clients, meaning that their investment recommendations must be “suitable” for the needs of the client, but not necessarily the best solution for any given situation.
Registered Investment Advisors, however, are subject to a “fiduciary” standard of care with their clients. That means that their investment recommendations must be in the best interest of the customer and the customer’s interests must come first.
Market Timing: We will make no attempts to time the market by moving capital into and out of the equities market. No one can correctly predict when corrections or recoveries are going to occur. Retirement capital, with the exception of cash reserves for retirement draws, will be fully invested into the initially agreed upon portfolio at all times.
Sector Timing: We will make no attempts to move capital into asset classes deemed to be “hot” or “outperforming”. Tactical Asset Allocation is not something we will use. Price and Value are often inverse of each other. Purchasing an asset after it has run up in price means we have missed out at capturing any value. Buying high and selling low is a sure way to lose capital.
Rebalancing: We will have annual discussions about rebalancing. Typically we will look at how the funds we are using work together to determine whether we should rebalance or not. However, our overall goal is roughly equal portions of value and growth, large company and small company.
Investment Selection Criteria:
• Past performance relative to needed returns as outlined in a financial plan
• Past performance relative to peer group for individual funds
• Consistency of performance over time. 5 years and longer will guide our selections
• Consistency of investment style
• Tenure of Manager or Management Team
Registered Investment Advisor:
Ataraxis Financial is an Independent Registered Investment Advisor. Registered Investment Advisors typically charge fees for advice. Brokers and Registered Representatives of financial firms typically are compensated by charging a commission on the sale of an investment product.
I have a fiduciary interest to do what’s best for you. Brokers and Registered Representatives are held to “fair dealing” standards of commerce and are subject to a “suitability” standard of care with their clients, meaning that their investment recommendations must be “suitable” for the needs of the client, but not necessarily the best solution for any given situation.
Registered Investment Advisors, however, are subject to a “fiduciary” standard of care with their clients. That means that their investment recommendations must be in the best interest of the customer and the customer’s interests must come first.